Purchasing a home is a huge financial commitment. There’s the mortgage,

homeowners insurance, property taxes and maintenance costs. But there are other

expenses that new homeowners often overlook — and underestimate. These include

moving expenses.

Some Umzugsskosten are deductible, so you can save money. However, there are

other expenses that you must factor in, no matter whether you’re hiring movers or

going the DIY route. These can include equipment rental, truck fuel, labor to load

and unload, packing supplies, shipping costs and more. Taking all of these factors

into consideration can help you create a realistic budget for your move.

The cost of movers will vary depending on the size of your household and how much

stuff you have. For example, if you have several large items that require special

handling, such as an antique dresser or a pool table, the mover may charge extra for

those. Additionally, a local mover will typically charge more for a longer move than a

shorter one because they’ll need to cover more miles.

If you choose to do your move yourself, equipment rental and truck fuel will be some

of your biggest costs. You’ll also need a lot of packing materials, including boxes,

tape, bubble wrap, labels and protective blankets for furniture. You can try to cut

costs by getting free or inexpensive boxes from grocery stores and using recycled

newspapers for packing. If you have a larger house, you’ll need to rent a bigger truck

than if you were moving an apartment or condo.

You can find online truck rental and fuel price calculators to help you figure out your

total cost. And, if you’re traveling a long distance to your new home, don’t forget

about the cost of gas, tolls and lodging on the way there.

If you’re moving for a job, your employer will likely cover the majority of your

moving costs. However, there are other fees to consider, such as the first month’s

rent and security deposit, as well as pet deposits or moving company add-on


Storing and insuring your belongings is an additional expense that’s usually tax

deductible. In order to qualify, the items must be transported from your old home to

your new one and they must remain in storage for 30 days or less.

If you’re a military veteran, you may be able to get reimbursed for moving expenses

through the VA. However, the rules and regulations are complex, so be sure to check

with your local office before moving. In addition to reimbursement, the VA also offers

loan programs that can help pay for some of your moving expenses.